What Every Digital Nomad Needs to Know for 2026
As of January 1, 2026, you need mandatory health insurance for entry to Georgia. While the country remains one of the most welcoming destinations for digital nomads—thanks to its famous 1% tax status and year-long visa-free stay—there is a new entry requirement that you cannot afford to ignore: Mandatory Health Insurance.
Whether you are flying in for a quick scouting trip or planning to register as an Individual Entrepreneur, having compliant insurance is now a legal prerequisite for entry.
The Requirement: Minimum Coverage
The Georgian government now requires all foreign citizens entering the country for tourism or business to hold a valid health and accident insurance policy. Here are the specifications of mandatory health insurance:
- Minimum Coverage Amount: 30,000 GEL (approximately $11,000 USD).
- Scope: The policy must cover emergency medical services and accidents for the entire duration of your intended stay.
- Documentation: Your insurance certificate must be available in either Georgian or English.
Why This Matters at the Border
Border officials are now authorized to request proof of insurance upon arrival at any international airport (Tbilisi, Batumi, Kutaisi) or land border crossing.
If you are found without a compliant policy:
- Entry Denied: You may be refused entry into the country.
- Fines: Even if you are already in the country, failure to provide proof of insurance during a routine check can result in a fine of 300 GEL (~$110 USD).
How to Get Compliant Coverage
For digital nomads, there are two main ways to satisfy this requirement:
A. International Nomad Insurance
If you already use providers like SafetyWing, Genki, or PassportCard, check your policy details. As long as your certificate clearly states a minimum of 30,000 GEL (or the equivalent in USD/EUR) in emergency coverage and includes Georgia, you are likely compliant. Pro Tip: Carry a printed English version of your summary of benefits.
B. Local Georgian Providers
Many nomads find it easier and more cost-effective to purchase a policy from a local Georgian insurer. Companies like GPI Holding, Ardi, and TBC Insurance offer “Tourist Insurance” packages specifically designed to meet the 2026 legal standards. These typically cost between $15 and $25 per month and provide instant digital certificates.
Does This Affect the 1% Tax Status?
No. The insurance requirement is an entry and residency regulation, whereas the 1% tax rate is a fiscal status. However, to register as an Individual Entrepreneur at the Public Service Hall, you must be legally present in the country. Ensuring you have compliant insurance prevents any legal hiccups that could delay your business registration.
Summary Checklist for 2026
- Check Coverage: Ensure your policy hits the 30,000 GEL minimum.
- Verify Dates: The policy must cover your full stay (up to 365 days if you plan to stay the full year).
- Print Certificate: Keep a copy in your passport or on your phone in English/Georgian.
- Stay Compliant: Don’t risk the 300 GEL fine or entry delays.
Need help navigating the new 2026 regulations? Or have further questions regarding Georgia health insurance 2026?
At Nomad Georgia, we help you handle everything from business registration to tax compliance. Contact us today for professional guidance.